GENIUS Act: What It Is and How It Shapes Crypto Regulation
When people talk about GENIUS Act, a proposed U.S. legislative framework aimed at clarifying the regulatory status of digital assets. Also known as Generating Energy and Innovation for the United States Act, it's not just another bill—it’s one of the few attempts to create a clear legal path for crypto in America. Unlike vague regulatory guidance from the SEC or state-level rules, the GENIUS Act tries to define what counts as a security, a commodity, or a utility token—and who gets to decide.
This law directly connects to crypto regulation, the set of rules governing how digital assets are issued, traded, and taxed, and it’s designed to stop agencies from playing regulatory whack-a-mole. If passed, it would give the CFTC primary oversight over most cryptocurrencies, while the SEC keeps control over true investment contracts. That’s a big shift. Right now, projects get caught in the middle—facing lawsuits, delays, or forced shutdowns because no one agrees on the rules. The GENIUS Act tries to fix that by drawing bright lines.
It also ties into US crypto policy, the broader government approach to blockchain innovation, national security, and financial sovereignty. Think of it as the missing piece in a puzzle that includes MiCA in Europe, India’s crypto tax rules, and China’s digital yuan. The U.S. can’t afford to fall behind. The GENIUS Act isn’t just about compliance—it’s about keeping American companies competitive. If you’re building a DeFi protocol, launching a token, or just holding Bitcoin, this law changes your risk profile. No more guessing if your project is illegal tomorrow.
It doesn’t fix everything. It leaves out stablecoins, doesn’t fully resolve mining rules, and still needs funding mechanisms for enforcement. But it’s the most coherent framework we’ve seen from Washington. And if it passes, it’ll be the foundation for everything that comes next—whether you’re a developer in Texas, a trader in India, or a miner in Kazakhstan. The posts below cover real-world impacts: how similar laws changed trading rules in the EU, how tax policies killed dead tokens, and why some exchanges shut down overnight when regulators changed the game. You won’t find hype here. Just what’s real, what’s at stake, and what’s coming next.
Global Cryptocurrency Regulations Overview: What’s Legal Where in 2025
In 2025, global crypto regulations are clearer than ever-but wildly different by country. From the EU's MiCA to the U.S. GENIUS Act, learn how laws shape what you can do with Bitcoin, stablecoins, and DeFi.
- July 12 2025
- Terri DeLange
- 19 Comments